FAQs

A public adjuster is a licensed professional who advocates on behalf of policyholders during the insurance claims process. They help assess property damages, document losses, negotiate with the insurance company, and strive to ensure fair and equitable claim settlements.

Hiring a public adjuster brings several advantages. They possess expert knowledge of insurance policies, claim procedures, and the tactics used by insurance companies. They can evaluate damages accurately, help maximize your claim settlement, save you time and stress, and ensure your rights as a policyholder are protected.

Public adjusters typically work on a contingency fee basis. This means they receive a percentage (usually a small percentage, as regulated by state laws) of the final claim settlement as their fee. You only pay them when your claim is successfully settled.

No, hiring a public adjuster does not impact your insurance premiums. Your premiums are determined based on risk factors and other considerations unrelated to the use of a public adjuster.

A public adjuster can assist with various types of property damage claims, including those resulting from fire, water damage, storms, vandalism, theft, and more. They can also help with business interruption claims and other losses covered by your insurance policy.

While it's preferable to involve a public adjuster as early as possible, they can join the process at any stage. However, involving them from the beginning allows for a thorough assessment of damages, accurate documentation, and better positioning for negotiations.

In certain circumstances, a public adjuster may be able to reopen a previously settled claim if there are additional damages or if the initial settlement was insufficient. They will assess the situation and advise you on the best course of action.

To assist your public adjuster, provide any relevant documents, such as your insurance policy, photographs of the damages, repair estimates, and any correspondence with the insurance company. They will guide you on the specific information required for your claim.

The duration of the claims process varies depending on the complexity of the damages, the cooperation of the insurance company, and other factors. While it's challenging to provide an exact timeline, a public adjuster will work diligently to expedite the process and keep you informed of progress.

Yes, public adjusters can handle claims for both residential and commercial properties. They have experience in assessing damages and negotiating settlements for a wide range of properties.

A public adjuster can review your claim denial and assess the validity of the decision. They may identify errors, discrepancies, or overlooked aspects that could warrant a claim reconsideration or further negotiation with the insurance company.

Yes, public adjusters are licensed professionals who have undergone training and met the requirements set by the state insurance department. It's important to ensure you hire a licensed public adjuster to protect your interests.

Yes, even if you've already filed a claim, you can still hire a public adjuster to assist you. They can review your claim, assess damages, and step in to negotiate on your behalf for a more favorable settlement.

While hiring a public adjuster does not guarantee a specific claim settlement, their expertise and advocacy significantly increase the likelihood of obtaining a fair and maximized settlement. They work diligently to protect your interests and ensure you receive the compensation you deserve.

To get started, simply contact our public adjusting firm through the provided contact information on our website. Our team will schedule a consultation to discuss your specific situation, explain our services, and guide you through the next steps of the process.